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Careers at Adyen
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Manager, Credit Risk Operations

4 Apr 2025
Amsterdam, Netherlands
Verified by Turrior

Content + Source + Freshness • 14 Feb 2026 • 95% confidence

80 / 100

Offer value

Strong value due to leadership impact, collaboration across departments, and significant autonomy to shape credit risk strategies.

  • Lead a team managing critical credit risk functions
  • Direct impact on strategic product development
  • Engage with experts across the financial industry
  • Requires robust experience in credit risk assessment
Pros
  • Leadership over a high-performing credit risk team
  • Direct involvement in the expansion of credit risk products
  • Collaborative environment engaging with various departments
Cons
  • High responsibility may lead to work-related stress
  • Expectations for innovation can drive intense workloads
  • Possibility of relocation if currently outside Amsterdam

Who it's for

Mid-Senior / Lead • In-office with office-first culture

Good fit
  • Professionals with significant credit risk experience
  • Those eager to innovate in risk management
  • Leaders looking to impact organizational strategy
Not recommended for
  • New graduates or individuals lacking relevant experience
  • Candidates preferring a non-collaborative work style
  • Individuals seeking primarily remote positions

Motivation fit

Desire to manage and mentor underperforming teamsInterest in improving financial risk frameworksEagerness to collaborate across functions and regions

Key skills

Credit risk managementStrategic decision-makingStakeholder engagement and communicationData analysis and reporting
Score: 80/100 AI verified analysis

About the job

This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Adyen received its banking license in 2017 and since the last couple of years, we have made our foray into Embedded Finance where we enable our platforms to offer state of art embedded financial solutions including banking, lending & issuing

Manager, Credit Risk

As Manager Credit Risk, based in Amsterdam, you will lead a team of high-performing professionals that evaluates and manages credit risk coming from a portfolio of enterprise merchants and new products. You will guide and mentor the team, ensure the delivery of high-quality work, and closely cooperate with the other departments.

Your team works closely with the Commercial, Product, Compliance, and Legal teams while collaborating with some of the biggest companies, all with one overarching goal: limiting Adyen’s exposure to credit losses. Your team is highly motivated, extremely innovative, and thrives on shared success. As we operate globally, your team is part of an international team with diverse backgrounds and skill sets. You will play a key role in expanding our suite of credit risk products, as well as scaling Adyen to the next level.

Our ideal candidate has a solid problem-solving mindset, is a great communicator, and has a passion for finance.

What you’ll do

  • Lead a world-class Credit Operations team in Amsterdam to manage credit portfolio performance within our risk appetite.
  • Ensure operational excellence through strengthening our credit underwriting, monitoring, and collections framework.
  • Collaborate with cross-functional teams to enhance credit risk management, develop new credit products, and optimize current credit processes, policies, and procedures.
  • Be a key source of knowledge regarding credit risk for your team and within Adyen.
  • Coach and mentor members of the team, and play a key role in their personal and professional development.
  • Be an ambassador of the Adyen Formula.

Who you are

  • You have over 5 years of experience in credit risk, overseeing diverse portfolios across financial products, jurisdictions, and company types.
  • You are able to ensure effective collaboration between your team, commercial and product teams to ensure a coordinated credit management strategy.
  • You have a strong understanding of designing and implementing scalable and effective credit risk frameworks for financial products that support business growth and are regulatory compliant.
  • You are able to serve as an escalation point to varied risk management questions and challenges.
  • You thrive in an unstructured, fast-paced environment, challenging the status-quo and a ‘can-do’ mentality.
  • You have strong written and verbal communication skills.

***Internally the role is being called Team Lead, Credit Risk Operations

Please, note that this role is a full-time position in Amsterdam. It will require a relocation in case you live outside of Amsterdam.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

Please note that this is a full-time position based in Amsterdam, and it requires relocation if you currently reside outside the Netherlands. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

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