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Careers at Earnin
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Staff Software Engineer (Money Platform)

28 Oct 2025
Bengaluru, Karnataka, India
Verified by Turrior

Content + Source + Freshness • 12 Dec 2025 • 95% confidence

90 / 100

Offer value

High offer value due to leadership responsibilities, competitive pay potential, and the chance to work in a key fintech role.

  • Leadership position with significant impact on product direction.
  • Rich opportunities for career growth and development.
  • Hybrid work environment with great benefits.
Pros
  • Key position with substantial influence on product architecture.
  • Opportunity for professional development as a lead engineer.
  • Great benefits including potential travel to HQ.
Cons
  • High expectations for performance and leadership skills.
  • Possibility of long hours in a fast-paced environment.
  • Limited immediate compensation transparency.

Who it's for

Senior - Staff • Hybrid with office attendance

Good fit
  • Senior software engineers with leadership experience.
  • Tech leads looking for a challenging role in fintech.
  • Professionals focused on system architecture and strategies.
Not recommended for
  • Junior developers or those without technical lead experience.
  • Candidates averse to collaborative and dynamic work.
  • Individuals seeking remote-only roles.

Motivation fit

Desire to drive technical solutions in finance.Interest in mentoring and growing a team.Willingness to take ownership of complex projects.

Key skills

Expertise in payments systems and architectural design.Familiarity with cross-functional collaboration.Strong communication and project leadership skills.
Score: 90/100 AI verified analysis

About the job

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

EarnIn is looking for experienced, collaborative, and resourceful staff-level engineers to join our backend teams. As a Staff Engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend services.

This position will be a hybrid role from our Bengaluru office, with 2 days a week in the office as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.

WHAT WE'RE LOOKING FOR
  • 7+ years of delivering value through software in a collaborative environment including experience in a tech lead type of role
  • Architected and implemented complex features focusing on data-driven decision making and performance optimization
  • Demonstrated a high level of ownership to get changes shipped in the highly regulated domain of payments
  • Technical leadership: hands-on experience leading project teams, setting technical direction and strategy, and mentoring engineers
  • Passionate about efficiency, availability, technical quality, and system quality
  • Passion to level up those around you with curiosity and foster a collaborative and inclusive team environment
  • Proven experience in defining product/technical strategy and deriving alignment with cross-functional leaders/stakeholders
  • Strong communication and initiative that spans across teams
  • Payments or fintech experience is a plus
  • Experience leading the design, implementation, and deployment of high-scale cross-functional payments systems is a plus.
  • Familiar with payment processors or internal financial systems is a plus
#LI-Hybrid

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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