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Careers at Plaid
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Senior Machine Learning Engineer

4 Jan 2025
San Francisco, CA, USA
Verified by Turrior

Content + Source + Freshness • 13 Dec 2025 • 95% confidence

88 / 100

Offer value

A strong value proposition due to the innovative company's market position, competitive salary potential, and opportunities for substantial impact in the FinTech sector.

  • Opportunity to work on impactful machine learning solutions
  • Strong emphasis on creativity and innovation
  • Competitive compensation package
Pros
  • Work with cutting-edge machine learning technologies in a leading FinTech firm
  • Opportunity to impact millions of financial users positively
  • Collaborative environment fostering creativity and innovation
Cons
  • High expectations for independent performance and ownership
  • Potentially high-pressure deadlines in a fast-paced environment
  • Possibly limited flexibility in location

Who it's for

Senior / Lead • On-site / Hybrid

Good fit
  • Experienced machine learning engineers
  • Professionals looking to impact the financial sector
  • Individuals passionate about innovative technology
Not recommended for
  • New graduates without pertinent experience
  • Candidates preferring a more traditional work environment
  • Individuals seeking remote-only positions

Motivation fit

Desire to shape the financial technology landscapeInterest in applying advanced analytics to real-world problemsWillingness to engage in collaborative, innovative solution development

Key skills

Machine learning engineeringData modeling and analyticsCollaboration and cross-team communicationCreativity in problem-solving
Score: 88/100 AI verified analysis

About the job

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

Plaid’s Data team is building models that improve how millions of users understand and grow their financial lives. We're looking for machine learning engineers with experience applying state-of-the-art machine learning and modeling techniques -- including natural language processing, anomaly detection, optimization, and time series forecasting -- toward different product areas. We value not only technical know-how, but also creativity, user empathy, and teamwork.

You’ll be a machine learning engineer as a part of the Data organization, contributing to diverse, high-impact machine learning challenges. Specifically, you will focus on designing, building and deploying scalable ML solutions and systems. You will lead the efforts to experiment with new modeling approaches and strategies, as well as collaborating closely with a skilled team of engineers on ingesting signals and productionizing these models. If you're interested in building the state of art AI/ML solutions to unblock financial freedom for everyone, let's chat!

Responsibilities

  • Build with impact. Your work will empower millions of users through well-known and emerging Fintech Applications with access to financial services.
  • Experiment with cutting edge ML modeling techniques.
  • Work on both 0-1 stage problems as well as 1-10.
  • Develop AI/MLmodels in a full life cycle, from offline training to online serving and monitoring.
  • Collaborate with teams across Plaid to define ML roadmap.
  • Dive deep into data and apply data driven decisions in day-to-day work.
  • A high ownership, bottom-up driven team.

Qualifications

  • 5+ years in training and serving AI/ML models in a production environment.
  • Experience in building/working with data intensive backend applications in large distributed systems.
  • Ability to code and iterate independently on top of data infrastructure tools like Python, Spark, Jupyter notebooks, standard ML libraries, etc.
  • Take pride in taking ownership and driving projects to business impact.
  • Data analytics and data engineering experience is a plus.
  • Experience with the industry application of NLP is a plus.
  • Experience with the FinTech industry is a plus.
  • Ability to work with technical and non-technical teams
  • Master's degree or equivalent work experience in Computer Science, Mathematics, Engineering, or a closely related field.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.

Please review our Candidate Privacy Notice here.

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