Risk Operations Program Manager
Content + Source + Freshness • 12 Dec 2025 • 95% confidence
Offer value
Excellent value role providing substantial compensation, equity, and the opportunity to lead risk operations in a growth-focused company.
- Salary range: $190,000 to $220,000/year.
- Substantial opportunity for career growth.
- Key role in shaping risk policies for small businesses.
Pros
- Attractive salary range of $190,000 to $220,000 per year.
- High potential for career advancement in fintech.
- Opportunity to work closely with diverse teams to shape risk operations.
Cons
- High pressure environment associated with risk management.
- Requires a substantial understanding of finance and tech integration.
- Potentially demanding for those not accustomed to fast-paced roles.
Who it's for
Senior / Lead • Flexible/remote work options
Good fit
- Experienced professionals in risk or compliance.
- Those passionate about fintech solutions for small businesses.
- Leaders looking to make an impact in risk management.
Not recommended for
- Entry-level candidates without prior risk experience.
- Individuals seeking roles with less stress.
- Those preferring rigid job structures.
Motivation fit
Key skills
About the job
About Us:
At Parafin, we’re on a mission to grow small businesses.
Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.
We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.
We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.
Join us in creating a future where every small business has the financial tools they need.
About the Position
As Risk Operations Program Manager you’ll work across our Risk Operations team to implement controls, programs and processes that protect Parafin and its customers from fraudulent activity. Projects can vary and range from working on Parafin’s fraud prevention efforts, KYC optimization, preparing Parafin’s operations team for new products and new platforms, and collaborating with product to ensure new features and products launch with scalability of operations in mind
You’ll collaborate with data scientists, engineers, partner platforms, product managers and more, and will influence product and engineering roadmaps.
What you’ll be doing
Create best-in-class user experiences for customers impacted by risk decisions, in addition to up-leveling our operations tooling, capabilities, and procedures
Partner closely with data science, engineering, product, legal and compliance, and operations at Parafin to scale Parafin’s fraud prevention program, and own the roadmap for Risk and Fraud for each product
Engage with Banking/financial partners and vendors where necessary on our fraud and operational program
Balance fraud/loss prevention with customer experience
Develop and monitor key metrics around fraud losses, customer experience, and operational efficiency
Collaborate with broader Risk and Ops teams, Legal and Compliance, and Engineering to leverage and advance risk systems and infrastructure
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Drive continuous improvement by learning from internal and external risk events.
What we’re searching for
Understanding of the card payment ecosystem
Understanding of KYC systems / vendors
Understanding of ACH money movement systems
Proven ability to excel in ambiguous environments, and make informed trade-offs weighing risk management with business growth
Ability to translate a deep technical understanding of our product and partner requirements into informed prioritization decisions
Superb communication skills (writing, data, oral)
Natural problem solver, both with data and with people
Proven ability to work and thrive in productively chaotic environments
Ruthless prioritizer; a creative and analytical thinker
T-shaped skills -- equally comfortable diving deep into financial minutiae and analyses, and zooming out to frame a high-level narrative
We Prefer If You Have
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6+ years of relevant experience, preferably Operations or Risk/Fraud experience ideally at a fintech/payments startup
What We Offer
Salary Range: $190k - $220k
Equity grant
Medical, dental & vision insurance
Unlimited PTO & work from home flexibility
Commuter benefits
Free lunches
Paid parental leave
401(k)
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Employee assistance program
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.
