Risk Analyst
16 Oct 2025
Jakarta, Indonesia
Verified by Turrior
Content + Source + Freshness • 12 Dec 2025 • 95% confidence
80 / 100
Offer value
The position enjoys a strong score from the analytical challenges present in risk management, regulatory compliance responsibilities, and clear career pathway to senior roles.
- Engage in influential risk management within fintech
- Shape critical lending policies and compliance controls
- Potential for significant career advancement opportunities
Pros
- High relevance due to the demand for risk analysts in fintech
- Opportunity to shape credit risk policies and compliance measures
- Potential for upward mobility within risk management teams
Cons
- Can involve high-stress situations, especially during audits
- Possibility of tight deadlines impacting work-life balance
- Requires a strong foundation in quantitative analysis from candidates
Who it's for
Mid-level • Office-based
Good fit
- Experienced risk analysts and finance professionals
- Detail-oriented individuals with strong analytical capabilities
- Candidates interested in compliance and regulatory aspects of finance
Not recommended for
- Entry-level professionals lacking risk management experience
- Those preferring roles without significant analytical challenges
- Individuals averse to financial regulation compliance
Motivation fit
Desire to work in credit risk and compliance spheresInterest in applying analytical skills to real-world lending scenariosMotivation to contribute to risk management strategies that have systemic impact
Key skills
Risk analysis and modelingData analysis including SQL and Python proficiencyFinancial compliance knowledgeAnalytical and quantitative assessment
Score: 80/100 AI verified analysis
About the job
About the Role:
This role is responsible for assessing credit risk, monitoring portfolio performance, and ensuring compliance with internal and regulatory standards. You will analyze borrower data, develop risk models, and provide insights to support sound lending decisions and sustainable portfolio growth.
What You Will Do:
Credit Risk Assessment
- Analyze loan applications, borrower profiles, and financial statements to assess creditworthiness.
- Develop and maintain risk scoring models and evaluation criteria for customer assessment.
- Conduct scenario and sensitivity analyses to estimate potential credit losses.
Portfolio Monitoring & Reporting
- Monitor portfolio performance, including delinquency, default, and recovery rates.
- Prepare risk dashboards and periodic reports, providing actionable insights to management.
- Identify early warning indicators and recommend preventive or corrective measures.
Policy & Compliance
- Support the design and implementation of credit risk policies, procedures, and risk limits.
- Ensure adherence to internal risk frameworks and external regulatory requirements (e.g., OJK/POJK in Indonesia).
- Collaborate with internal audit and compliance teams to address findings and strengthen controls.
What We Are Looking For:
- Bachelor’s degree in Finance, Economics, Statistics, Accounting, Mathematics, Business, or a related field.
- Minimum of 2 years of experience in risk management, credit analysis, or related roles within a bank, fintech, or lending institution.
- Strong analytical and quantitative skills with the ability to interpret complex financial and statistical data.
- Proficiency in risk modeling, Microsoft Excel, and data analysis tools such as SQL, Python, R, or BI platforms.
- High attention to detail, with strong integrity and a sense of accountability.
- Proactive, adaptable, and able to thrive in a fast-paced environment.
