Collections Specialist
Content + Source + Freshness • 11 Dec 2025 • 95% confidence
Offer value
Valuable role in a rapidly growing fintech startup with a focus on supports underserved markets.
- Opportunity to impact financial services for underserved communities
- Growth potential in a rapidly expanding fintech
- Emphasis on professional skills in collections and negotiation
Pros
- Strong backing from reputable investors enhances job security
- Work focused on meaningful financial services for underrepresented communities
- Room for professional development in a dynamic environment
Cons
- Challenges in managing high demand for collections
- Pressure to meet performance metrics in a fast-paced setting
- Potential for dealing with sensitive financial situations
Who it's for
Mid-career • Office-based with potential for hybrid work
Good fit
- Mid-career professionals in finance or customer relations
- Candidates interested in debt recovery and negotiation
- Individuals promoting financial literacy and inclusion
Not recommended for
- Entry-level job seekers without finance experience
- Individuals uncomfortable with challenging client interactions
- Candidates who prefer not to engage in collections work
Motivation fit
Key skills
About the job
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.
To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
Roles and Responsibilities
Your mission will be to :
- Plan a course of action to recover outstanding payments.
- Follow up with customers for all outstanding payments and identify problematic accounts. Ensures Non-Performing Loans are followed up and monitored diligently.
- Responsible for communicating with delinquent borrowers, and establishing and developing effective payment plans with the delinquent borrowers.
- Listen actively to customers and ensure conversation is collection-driven.
- Advise customers on their payment options and best methods of payment.
- Properly document information from the conversation.
- Negotiate payoff deadlines or payment plans.
- Create trust relationships with debtors when possible to avoid future issues.
- A minimum of 2 years of experience in microfinance bank/bank/Fintech operations directly dealing with delinquent clients and other problem-solving situations.
- Apt in negotiating and persuading.
- Good knowledge of the collection process and approach.
- Excellent collaborator and team player.
- Excellent communication skills, both oral and written.
- Ability to adapt to new challenges in a dynamic, fast-paced environment while managing multiple projects.
- You may have an understanding/working knowledge of a collections system (advantageous).
- You should be comfortable with skills in Microsoft Office/Google Workspace.
- You should have working experience within an outbound debt collections environment / outbound sales environment / outbound customer service environment.
- Private Health Insurance
- Pension Plan
- Training & Development
- Performance Bonus
Recruitment Process
- A screening call with the Recruiter for 30 minutes.
- Technical interview with the hiring manager for 30-45 minutes.
