Associate, Credit Risk Operations
Content + Source + Freshness • 16 Dec 2025 • 95% confidence
Offer value
Moderate value owing to the reputable employer and the necessity for specialized skills in financial analysis. The role involves significant responsibility with team collaboration.
- Reputable employer with a global presence
- Engagement in a critical risk management function
- Collaborative work environment requiring specialized knowledge
Pros
- Opportunity to work with a leading global financial platform
- Chance to collaborate across multiple departments
- Engagement in impactful risk management strategies
Cons
- Minimum 5 years of experience can limit entry for younger professionals
- Possibly high-pressure environment due to risk management stakes
- Unclear salary range may deter some applicants
Who it's for
Mid-Level • Office-based with team collaborations
Good fit
- Mid-level credit risk professionals
- Analysts with financial background
- Team-oriented individuals keen on impact
Not recommended for
- Lack of experience or entry-level candidates
- Those preferring remote work options
- Professionals uncomfortable with financial risk-related decisions
Motivation fit
Key skills
About the job
About Airwallex
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 1,700 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.
The Role:
As an Associate, Credit Risk Operations, you will be conducting credit risk reviews of Airwallex’s clients within a team environment. The team works collaboratively with merchants, business development teams, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk
Responsibilities:
Assess merchant’s credibility in both onboarding and monitoring workflows, by verifying and analyzing merchant’s business information and financial statements.
Provide tailored credit risk recommendations that mitigate Airwallex’s exposure while facilitating partner company growth
Prioritize and process the review of incoming applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them accurately and in a timely manner
Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches
Lead process improvements to help the team deliver on key performance indicators and meet service level agreements
Provide feedback on data, tools, 3rd party vendors etc. for continuous ops efficiency improvement, along with on-going enhancements of policies and procedures.
Qualifications:
5+ years of relevant experience with knowledge of commercial credit underwriting, financial statement analysis, and cash flow forecasting
Knowledge of merchant acquiring services and the payment processing industry
Effective communication skills; attention to detail
Be a team player, with strong interpersonal and communication skills, both written and verbal
Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, under a fast-paced environment
Be comfortable with complex data and analytics to draw meaningful insights. SQL is a plus, but not essential.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
